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箇則WITS計REG雪山語CUeSHCn HOU80 would you do with a milion dollars?! most people tend to give similar anSWer3・ Quit my job,” “Buy my dream house,” or "Go traveling.′ People often think that having a million dollars would make all their dreamSs con1e uo TO dollars may not really be that much money. Twenty years ago, t might ) these dreams. However, things are not so have been possible to (| 2 easy today. [2 ] Tim most inqustrialized countries, prices for everything from food to transport to university fees have steadily increased over the years. Housing prices in particular have risen greatly。 The main reason iS that the population has increased一becoming very *dense in certain areas一but there are fewer MG2衣UDB for sale or rent. For example, in the U.S the average price of a new home in 1990 was $149800。 The average price in 2010 was $272900. With increases like that you can see why Js 1S considered_a good long-term investment [3 」 Housing in city centers also costs more than ever before. People used to move from the city center to the *outer city neighborhoods or suburbs to escape overcrowding and noise。 Today many are moving back because they want to be closer to their workplace. Since space iS limited 1 BS im these 2rG2o肖 supply has not caught up with EiSng demand。and prices 9こわに| AIに
jave gone up as +eSult. For example。 it is nearly impossible to Rndl place in Lonqonms eXpensive を 、 Mayfair distict or Manhattan in New York City, for a milion d ollars、 下 Even countes that tradidonaly have a lower cost of living jike mdi 1a or azi Brazil have seen property prices rise dramaticaly。 \ 2000 square foot 86 squa, 間 uare meter) apartment in Mumbai's southern neighborhoods ca cost more 53 milli re than $3 milion一the same as a two-bedroom Hat in central London 4 mmflation i ド TS another important reason for the rise in the cost of living Over the 1 7 aSt 150 years as prices have gone up, the value of money has gone dov F YH。 So we now need more money to buy things。 Im 1913, for example, $50.000 had about 4S much buying power as $1 million does today、 Of course, people now earn more money than they did 150 years ago, but they also pend more on necessities such as food, medicine。 and housing。 Du is i iv 9 守 e to thiS increased cost of jiving and a tendency for younger generationS to spend more, people are actually Saving less than ever before. [5] m orqer to jive well after you retire, you should begin saving as early as possible. Experts suggest that after you stop Working, you w過 need 70 to 75 percent of your salary to ve on every month. In other words, 培 you make $3.000 per month while working。 you wil need between $2100 and $2.250 per month to HiVe on during retirement This calculation assumes that you have no mortgage on a house to contnue (?) paying, or other major expenses like your children's university education. (2) However, more retired people now rent their housing because they cant afford to buy a home, so they wl pay more in housing GR ee tme. People also have to spend more on health care because they Ive longer: many people in developed countries noW jive into their 80s or 90s. [ 6 ] Due to increased demand for housing。 higher inflation。and a longer s may not be enough to live on。 Of *jife expectancy。 a milion dolar how long you Hive wil influence how far a course, where you live and 6 瑞3=3=2 ーA2一
et 問3 下線部(b)の "available" と 類似した ⑳のうぅちから -つ人選びなきい 祭で巡き換えられるものを,下の⑩= s(答番号は | 3 | ) ⑩ which are mappropriate @⑳@ which people can get ⑬ which reduces 3Verage cost ⑳ which shoulq be avoided 問 4 下線 吾(c) TE ュ がGDAC/のowning Droperty iS considered a good long.term inVestmen' 内容に最ふF っ の円傘に最も近いゃのを,下の0-⑳⑩のうちからーつ思びなさい。 (多番 なは| 4 | ) ⑩ enabling people to have their own homes is good for the economy @⑳ having your own home can be eficient in making a good fortune 6) Hvimg in your own home jis good for the community for a long tme ⑳ owing a lot of money to the bank is a good asset 間5 下線部(4)の “supply has not caught up with rising demand! の内容に最 も近いものを, 下の0)-⑩のうちから一選びなさい。(衝番号は | 5 | ) ⑩ increasing population prevented people from selling their homes, rising house prices iS the main reason for the shortage ot homes 反 the cities ⑧⑬ the number of homes for sale is smaller than required too much stock in the housing market has stopped people from purchasing houses ーA4一 人

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